About the Inflation Calculator
Inflation slowly erodes the purchasing power of money — what ₹100 buys today will cost more in future. This calculator shows the future cost of an amount at an assumed inflation rate, so you can plan goals in real terms and invest to stay ahead.
Why inflation matters for investing
If your money grows slower than inflation, you lose purchasing power even as the rupee figure rises. That is why parking everything in low-yield options can be risky over long periods, and why many investors use market-linked options like mutual funds to aim for returns above inflation.
Inflation Calculator — frequently asked questions
How does inflation affect my savings?
Inflation reduces what each rupee can buy over time. If your savings earn less than the inflation rate, their real (purchasing-power) value falls.
How can I beat inflation?
Historically, long-term investments in equity and equity mutual funds have aimed to outpace inflation, though with higher risk and volatility. Match the approach to your horizon and risk appetite.
What inflation rate should I assume?
Many people plan with a long-term average in the mid-single digits, but it varies over time. Use the slider to test different rates.