About the Goal SIP Calculator
Have a goal in mind — a car, a home down-payment, a child’s education or retirement? This calculator works backwards from your target amount and time frame to tell you the monthly SIP required at an assumed rate of return, so you can plan with a clear number.
How to plan a goal with SIPs
Decide the amount you need and by when, pick a realistic expected return for the fund type, and the calculator shows the monthly SIP to get there. For long-term goals, factor in inflation so your target reflects future costs. Then automate a SIP and review periodically.
Goal SIP Calculator — frequently asked questions
How much should I invest monthly to reach my goal?
It depends on your target amount, time frame and expected return. Enter those above and the calculator shows the required monthly SIP.
What return should I assume for a goal?
Use a realistic, conservative estimate based on the fund type and horizon. Longer goals can take more equity exposure; nearer goals usually need safer options.
What if I can’t invest the full amount needed?
Start with what you can and step it up over time, extend the time frame, or adjust the goal. Even a smaller regular SIP, started early, benefits from compounding.