Understanding the Consolidated Account Statement (CAS)
The CAS is a single statement showing all your investments in one place. Here’s what it includes and why to read it.
On this page
A CAS (Consolidated Account Statement) is a single, periodic statement that brings together all your investments held against your PAN — across demat holdings and mutual funds — in one document.
What the CAS includes
- Demat holdings — shares, bonds, ETFs and other securities held in your demat account (across CDSL/NSDL).
- Mutual fund holdings — units across folios and AMCs, even those held outside demat.
- Transactions — purchases, redemptions, dividends and corporate actions over the period.
It’s generated by the depositories (and the RTAs for mutual funds) and sent to your registered email/address monthly (if there were transactions) or at least half-yearly.
Why you should read it
- One-stop view — see your entire portfolio across brokers and fund houses together, which is otherwise scattered.
- Catch errors or fraud — verify holdings and transactions; an unfamiliar entry is a red flag to investigate.
- Track and reconcile — useful at year-end for reviewing your portfolio and for tax.
- Find forgotten investments — old folios or shares you’d lost track of show up here.
Tip
If you’re not receiving your CAS, ensure your email and PAN are updated and linked across your demat and mutual-fund folios. Reviewing the CAS a few times a year is a simple financial-hygiene habit. Education only, not a recommendation.
